Anyone want to save money towards a business, education or any dream
Anyone who wants to protect the dreams and wellbeing of their spouses and children, even in their absence
Anyone who want the future to be better

Active Policy: Policy remains valid when premiums are paid on time. It ends when a claim is paid after the death of the main policyholder or when the policy lapses. Beneficiary: The person designated to receive the death benefit, generally a family member. Lapse: The cessation of insurance benefits due to non-payment of premiums. Policy: The contract between you and miLife Insurance where, in return for regular premiums, a lump-sum benefit is provided to you or your beneficiary upon an insured event. Policyholder/Subscriber: The individual holding the insurance policy. Premium: The monthly amount paid for insurance coverage. Sum Assured: The guaranteed benefit amount provided if the insured event occurs.

Eligible subscribers are aged 18–59, with Selected Family Members aged 18–74.
Both parties must be in good health and reside in Ghana at the time of purchase.
Resident in Ghana at the time of purchase

A standard miCash plan payout at maturity, death and total permanent disability, while a comprehensive miCash plan pays out at maturity, death, total permanent disability, and named critical illnesses.
At any time that you are hospitalized for 3 nights or more while on the plan, you will be reimbursed GHS 250 for each hospitalization. The payout will be up to a maximum of 2 times in a year.
In the unfortunate event of your death, your death benefit will be paid to your beneficiary, while total permanent disability and critical illness benefits will be paid to you in any of those cases.

The plan will end and surrender benefit will be paid if Customer misses 3 consecutive months’ contributions or 10 months’ accumulated contributions during the lifetime of the policy,
No of Contribution | Surrender Benefit as % of Contribution
Up to 12 Months - 25%
Between 13 and 24 - 50%
Between 25 and 36 - 75%
Between 37 and 59 - 100%

You may access this benefit if you are faced with an unexpected financial challenge before the maturity of the policy.
The emergency support will be a refund of some contributions paid and shall not exceed the maximum number of months displayed in the table below or the surrender value of the policy
You are eligible for this benefit after the first anniversary year. If emergency support is processed, the policy investment target will be adjusted.
Contribution Paid | Maximum Months of Refund
Between 13 to 36 - 9 months
Between 37 to 59 - 12 months

Premium payment starts at the purchase of the policy and ends:
When the policy matures
The customer makes a claim on the policy (excluding hospitalisation claim)
The policy is terminated

To protect your benefits against inflation, the policy includes a 10% automatic premium adjustment and a 7.5% benefit adjustment, to be applied annually.